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REPUBLIC MORTGAGE INSURANCE COMPANY
Protects lenders across the United States from losses due to defaults on first mortgages for single family residential properties. Since our beginning in 1972, customers have been our top priority. All of us at RMIC strongly believe in providing mortgage insurance services supported by outstanding customer service with a personal touch.
RMIC Introduces New Servicer Option for HARP
RMIC is pleased to announce the introduction of a New Servicer Option under our Recovery Assistance Program supporting the Home Affordable Refinance Program (HARP). The New Servicer Option was developed in response to the market need for more refinance options allowing borrowers to improve the terms of their mortgage financing and reduce their monthly mortgage payment obligations.
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4506 Transcript Credit Policy Clarification
On June 17, 2009, RMIC released a new 4506-T and Tax Return Transcript requirement for mortgage applications submitted on or after September 1, 2009. Based upon Lender inquiries, RMIC is providing clarification and restatement of the policy.
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Eligibility Guidelines & Market Classifications
RMIC is announcing several modifications to our eligibility guidelines and providing an update to our market classifications. Additionally, RMIC is releasing an updated Mortgage Insurance Application to collect origination channel designations in support of RMIC's previously released Non-Retail guidelines.
Release Notes
Revised Declining Markets Policy
RMIC's Market Classifications
Quick Reference Underwriting Guidelines
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