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Easy IQ2

RMIC's Easy IQ2®  was developed specifically to help you maximize underwriting efficiency and minimize MI ordering time!

For loans not evaluated by Desktop Underwriter® or Loan Prospector®, submit:

  • RMIC's Mortgage Insurance Application with Easy IQ2 selected
  • Residential Loan Application (Fannie Mae 1003/Freddie Mac 65) or Fannie Mae/Freddie Mac Transmittal Summary (Fannie Mae 1008/Freddie Mac 1077)

For loans evaluated by Desktop Underwriter or Loan Prospector, submit the above information plus:

  • Indicate Loan Prospector Risk Class or Desktop Underwriter Recommendation with assigned levels and note credit scores on the MI Application, or attach the most current Loan Prospector Feedback Certificate or Desktop Underwriter Findings Report.

Contact your RMIC Account Manager or RMIC Underwriting Office regarding RMIC's Easy IQ2 guidelines. 

 
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