Underwriting Training

Components of Credit Scoring
Course Description: Understand how a borrower’s credit affects lending decisions. Learn what factors are evaluated in credit scoring and how these factors are displayed on a borrower’s credit report. This session also includes discussion on the future of credit reporting. (Note: Live Online sessions are scheduled on Eastern Standard Time) 1 hour - Live Online 2 hour - Classroom Click Here for Registration Information...
Look Beyond the Numbers: Analyzing the 1004
Course Description: Comprehend the Uniform Residential Appraisal Report. Learn how to read and correctly interpret the appraisal and spot red flags within each section of the form. (Note: All Live Online Sessions are scheduled on Eastern Standard Time). 1 ½ hour Live Online ½ Day - Classroom Click Here for Registration Information...
Mortgage Fraud Detection: Staying a step ahead
Course Description: Prevent potential losses due to mortgage fraud. Understand how fraud impacts the mortgage industry and learn how to identify the “red flags” that could indicate fraud or misrepresentation. (Note: All Live Online Sessions are scheduled on Eastern Standard Time) 1 ½ hour Live Online 2 hour - Classroom Click Here for Registration Information...
Conquer the Conundrum - Cash Flow Analysis of Personal and Business Tax Returns
Course Description: Learn how calculated qualifying income for self-employed borrowers and others. This hands-on course fully reviews the personal tax return and takes a brief look into business tax returns utilizing the RMIC Analysis of Cash Flow Worksheet. (Note: All Live Online Sessions are scheduled on Eastern Standard Time) 1 ½ hour Live Online ½ Day - Classroom Click Here for Registration Information...
Get to know S.A.M.: Schedule Analysis of Personal Tax Returns
Course Description: Learn how to calculate qualifying income using tax returns. This is a hands-on course, designed to teach mortgage professionals how to identify the self-employed borrower, as well as how to accurately calculate income for commissioned borrowers, sole proprietors and property owners. (Note: All Live Online Sessions are scheduled on Eastern Standard Time) 1 ½ hour Live Online ½ Day - Classroom Click Here for Registration Information...
Small Community and Rural Property Appraisal Review
Course Description: This 90 minute class was designed in response to the challenges associated with reviewing homes in small communities or rural areas. The class specifically addresses; What makes these types of properties difficult to review, what is not acceptable, how to look at key sections of the appraisal and formulate effective questions for the appraiser when the "picture" is unclear. Click Here for Registration Information...
Appraisal Update - Review of the 1004MC
Course Description: This 45 minute review of the new Market Conditions Addendum to the Appraisal Report is designed for those experienced in working with appraisals, but want to learn more about the 1004MC. This review will focus on how to read and interpret the new information and incorporate the data in the overall appraisal analysis. Click Here for Registration Information...
Appraisals In-Depth
Course Description: This class is for experienced underwriters who want to improve their ability to analyze appraisals in this changing market. Participants will learn how to identify and respond when values and adjustments are not adequately supported, recognize when the subject property is in a declining market, respond to inconsistent information and verify that sales concessions have been adjusted appropriately Click Here for Registration Information...
Loss Mitigation
Course Description: RMIC has partnered with CampusMBA to develop a comprehensive, instructor-led Loss Mitigation workshop specifically for our service-partners. The 6-hour session is facilitated by CampusMBA instructors with a customized section on RMIC Loss Mitigation initiatives led by an RMIC instructor. In addition, a copy of the CampusMBA Loss Mitigation print course may be included as a take away. We're offering this workshop to our service-partners at no cost to you! Click Here for Registration Information...