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Homeowner Affordability and Stability Plan (HASP)

RMIC’s Program Supporting the HOME AFFORDABLE REFINANCE PROGRAM (HARP) and the HOME AFFORDABLE MODIFICATION PROGRAM (HAMP) 

In March 2009, Fannie Mae, Freddie Mac, and the U.S. Treasury announced new refinance and modification programs to help families in distress restructure or refinance their home loans as prescribed in the Administration’s Homeowner Affordability and Stability Plan. RMIC fully supports these initiatives and has set up this area to consolidate program information and Lender resources designed to complement and reinforce these programs.  
 
Please see below for HARP information.
Please click here for more information on HAMP.

Home affordable refinance program (HARP)

RMIC's HARP Guidelines have been updated to incorporate the changes to the FHFA HARP programs announced in Fannie Mae's Selling Guide Announcement SEL-2012-09 and Freddie Mac's Bulletin Number 2012-19.

 

Same Servicer Option

 

·     Email RMIC's Modification Request Form, which is provided below to PSModificationGroup@rmic.com or fax to (800) 849-7642.   

·    HARP Modification Request Form

·    Guidelines

 

New Servicer Option

 

·     Confirm loan has coverage with RMIC by clicking here

·     Fax RMIC's Modification Request Form, which is provided below and the 1003 form to (877) 764-2669. 

·    HARP Modification Request Form

·     Lenders who are familiar with RMIC's Electronic Loan Submission (ELS) system can submit New Servicer loans using that method.  

      ·     ELS (preferred submission method for New Servicer loans) 

·     Guidelines 

 

For inquiries, please contact RMIC's Policy Servicing Department at: PSModificationGroup@rmic.com or (800) 884-RMIC (7642); select "2" for PSModificationsGroup.

For additional information regarding the HARP Program please click here.

 
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