RMIC affirms our alignment with the recent announcements from the GSE’s to provide relief to borrowers needed as a result of the COVID-19 virus. Please refer to the Fannie Mae or Freddie Mac websites below for further information and to see the latest updates. All servicers may provide forbearance to any RMIC insured loan, either GSE or non-GSE, without our prior approval so long as the GSE guidelines are followed. The forbearances are expected to be reported to RMIC through your industry standard monthly reporting. If you are unable to report the forbearances through these methods, please send a spreadsheet of all loans affected by COVID-19 to our claims team at claimsservicingteam@rmic.com. Please contact our claims team with any questions. Please refer to the Fannie Mae or Freddie Mac websites for further information and to see the latest updates.

RMIC also affirms our alignment with GSE Disaster Payment Deferral Programs as identified in Lender Letter 2020-11. These programs include: Payment Deferral; COVID-19 Payment Deferral; and Disaster Payment Deferral. All servicers may provide payment deferral options to any RMIC insured loan, either GSE or non-GSE, without our prior approval so long as the GSE guidelines are followed.

Fannie Mae

Fannie Mae Single-Family

Freddie Mac

Freddie Mac Single-Family